<?xml version="1.0" encoding="utf-8"?>
<answers>
  <answer>
    <_answerId_>24912</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>105</_questionId_>
    <_secondCrossVarCatId_>16</_secondCrossVarCatId_>
    <_answerSlug_>base-all-respondents</_answerSlug_>
    <_answerTitle_>Base : All respondents</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>3486</_all_>
    <_red-river-delta_>786</_red-river-delta_>
    <_south-east_>592</_south-east_>
    <_north-and-south-central-coast_>727</_north-and-south-central-coast_>
    <_north-east-north-west_>454</_north-east-north-west_>
    <_central-highlands_>276</_central-highlands_>
    <_mekong-delta_>651</_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24913</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>105</_questionId_>
    <_secondCrossVarCatId_>16</_secondCrossVarCatId_>
    <_answerSlug_>credit-eg-loans-and-micro-credit</_answerSlug_>
    <_answerTitle_>Credit (e.g.  loans and micro-credit)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>3.6</_all_>
    <_red-river-delta_>3.3</_red-river-delta_>
    <_south-east_>6.3</_south-east_>
    <_north-and-south-central-coast_>5</_north-and-south-central-coast_>
    <_north-east-north-west_>1.1</_north-east-north-west_>
    <_central-highlands_>0.7</_central-highlands_>
    <_mekong-delta_>2.9</_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24914</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>105</_questionId_>
    <_secondCrossVarCatId_>16</_secondCrossVarCatId_>
    <_answerSlug_>insurance-including-micro-insurance</_answerSlug_>
    <_answerTitle_>Insurance  (including micro-insurance)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>37.2</_all_>
    <_red-river-delta_>29.5</_red-river-delta_>
    <_south-east_>31.8</_south-east_>
    <_north-and-south-central-coast_>45.8</_north-and-south-central-coast_>
    <_north-east-north-west_>42.1</_north-east-north-west_>
    <_central-highlands_>23.2</_central-highlands_>
    <_mekong-delta_>44.2</_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24915</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>105</_questionId_>
    <_secondCrossVarCatId_>16</_secondCrossVarCatId_>
    <_answerSlug_>benefits-eg-unemployment-and-government-transfer-payments</_answerSlug_>
    <_answerTitle_>Benefits  (e.g. unemployment and government transfer payments)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>4.3</_all_>
    <_red-river-delta_>0.6</_red-river-delta_>
    <_south-east_>1.7</_south-east_>
    <_north-and-south-central-coast_>8</_north-and-south-central-coast_>
    <_north-east-north-west_>5.1</_north-east-north-west_>
    <_central-highlands_>2.9</_central-highlands_>
    <_mekong-delta_>6.9</_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24916</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>105</_questionId_>
    <_secondCrossVarCatId_>16</_secondCrossVarCatId_>
    <_answerSlug_>government-grants-eg-those-for-small-businesses</_answerSlug_>
    <_answerTitle_>Government grants  (e.g. those for small businesses)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>0.8</_all_>
    <_red-river-delta_>0.4</_red-river-delta_>
    <_south-east_>0.7</_south-east_>
    <_north-and-south-central-coast_>0.4</_north-and-south-central-coast_>
    <_north-east-north-west_>0.4</_north-east-north-west_>
    <_central-highlands_>1.4</_central-highlands_>
    <_mekong-delta_>2</_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24917</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>105</_questionId_>
    <_secondCrossVarCatId_>16</_secondCrossVarCatId_>
    <_answerSlug_>bank-and-savings-accounts</_answerSlug_>
    <_answerTitle_>Bank and savings accounts</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>23.1</_all_>
    <_red-river-delta_>26.6</_red-river-delta_>
    <_south-east_>30.1</_south-east_>
    <_north-and-south-central-coast_>23.1</_north-and-south-central-coast_>
    <_north-east-north-west_>12.3</_north-east-north-west_>
    <_central-highlands_>34.8</_central-highlands_>
    <_mekong-delta_>15.4</_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24918</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>105</_questionId_>
    <_secondCrossVarCatId_>16</_secondCrossVarCatId_>
    <_answerSlug_>collective-purchasing-eg-collectively-buying-assets-and-savings-groups</_answerSlug_>
    <_answerTitle_>Collective purchasing (e.g. collectively buying assets and savings groups)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>0.5</_all_>
    <_red-river-delta_>0.4</_red-river-delta_>
    <_south-east_>1.2</_south-east_>
    <_north-and-south-central-coast_>0.6</_north-and-south-central-coast_>
    <_north-east-north-west_>0.2</_north-east-north-west_>
    <_central-highlands_>0.7</_central-highlands_>
    <_mekong-delta_>0.3</_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24919</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>105</_questionId_>
    <_secondCrossVarCatId_>16</_secondCrossVarCatId_>
    <_answerSlug_>dont-know-refused</_answerSlug_>
    <_answerTitle_>Don't know/ refused</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>48.6</_all_>
    <_red-river-delta_>54.5</_red-river-delta_>
    <_south-east_>49.2</_south-east_>
    <_north-and-south-central-coast_>44</_north-and-south-central-coast_>
    <_north-east-north-west_>50.9</_north-east-north-west_>
    <_central-highlands_>52.2</_central-highlands_>
    <_mekong-delta_>43</_mekong-delta_>
  </answer>
</answers>
