<?xml version="1.0" encoding="utf-8"?>
<answers>
  <answer>
    <_answerId_>24966</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>4</_secondCrossVarCatId_>
    <_answerSlug_>base-all-respondents</_answerSlug_>
    <_answerTitle_>Base : All respondents</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>3486</_all_>
    <_all_male_/>
    <_all_female_/>
    <_kpk_/>
    <_kpk_male_/>
    <_kpk_female_/>
    <_red-river-delta_>786</_red-river-delta_>
    <_red-river-delta_male_>395</_red-river-delta_male_>
    <_red-river-delta_female_>391</_red-river-delta_female_>
    <_south-east_>592</_south-east_>
    <_south-east_male_>294</_south-east_male_>
    <_south-east_female_>298</_south-east_female_>
    <_north-and-south-central-coast_>727</_north-and-south-central-coast_>
    <_north-and-south-central-coast_male_>362</_north-and-south-central-coast_male_>
    <_north-and-south-central-coast_female_>365</_north-and-south-central-coast_female_>
    <_north-east-north-west_>454</_north-east-north-west_>
    <_north-east-north-west_male_>226</_north-east-north-west_male_>
    <_north-east-north-west_female_>228</_north-east-north-west_female_>
    <_central-highlands_>276</_central-highlands_>
    <_central-highlands_male_>137</_central-highlands_male_>
    <_central-highlands_female_>139</_central-highlands_female_>
    <_mekong-delta_>651</_mekong-delta_>
    <_mekong-delta_male_>327</_mekong-delta_male_>
    <_mekong-delta_female_>324</_mekong-delta_female_>
  </answer>
  <answer>
    <_answerId_>24967</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>4</_secondCrossVarCatId_>
    <_answerSlug_>credit-eg-loans-and-micro-credit</_answerSlug_>
    <_answerTitle_>Credit (e.g. loans and micro-credit)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>3.6</_all_>
    <_all_male_/>
    <_all_female_/>
    <_kpk_/>
    <_kpk_male_/>
    <_kpk_female_/>
    <_red-river-delta_>3.3</_red-river-delta_>
    <_red-river-delta_male_>3</_red-river-delta_male_>
    <_red-river-delta_female_>3.6</_red-river-delta_female_>
    <_south-east_>6.3</_south-east_>
    <_south-east_male_>7.1</_south-east_male_>
    <_south-east_female_>5.4</_south-east_female_>
    <_north-and-south-central-coast_>5</_north-and-south-central-coast_>
    <_north-and-south-central-coast_male_>4.4</_north-and-south-central-coast_male_>
    <_north-and-south-central-coast_female_>5.5</_north-and-south-central-coast_female_>
    <_north-east-north-west_>1.1</_north-east-north-west_>
    <_north-east-north-west_male_>0.9</_north-east-north-west_male_>
    <_north-east-north-west_female_>1.3</_north-east-north-west_female_>
    <_central-highlands_>0.7</_central-highlands_>
    <_central-highlands_male_>1.5</_central-highlands_male_>
    <_central-highlands_female_>0</_central-highlands_female_>
    <_mekong-delta_>2.9</_mekong-delta_>
    <_mekong-delta_male_>3.1</_mekong-delta_male_>
    <_mekong-delta_female_>2.8</_mekong-delta_female_>
  </answer>
  <answer>
    <_answerId_>24968</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>4</_secondCrossVarCatId_>
    <_answerSlug_>insurance-including-micro-insurance</_answerSlug_>
    <_answerTitle_>Insurance  (including micro-insurance)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>37.2</_all_>
    <_all_male_/>
    <_all_female_/>
    <_kpk_/>
    <_kpk_male_/>
    <_kpk_female_/>
    <_red-river-delta_>29.5</_red-river-delta_>
    <_red-river-delta_male_>31.6</_red-river-delta_male_>
    <_red-river-delta_female_>27.4</_red-river-delta_female_>
    <_south-east_>31.8</_south-east_>
    <_south-east_male_>36.1</_south-east_male_>
    <_south-east_female_>27.5</_south-east_female_>
    <_north-and-south-central-coast_>45.8</_north-and-south-central-coast_>
    <_north-and-south-central-coast_male_>47.8</_north-and-south-central-coast_male_>
    <_north-and-south-central-coast_female_>43.8</_north-and-south-central-coast_female_>
    <_north-east-north-west_>42.1</_north-east-north-west_>
    <_north-east-north-west_male_>41.2</_north-east-north-west_male_>
    <_north-east-north-west_female_>43</_north-east-north-west_female_>
    <_central-highlands_>23.2</_central-highlands_>
    <_central-highlands_male_>21.9</_central-highlands_male_>
    <_central-highlands_female_>24.5</_central-highlands_female_>
    <_mekong-delta_>44.2</_mekong-delta_>
    <_mekong-delta_male_>45.9</_mekong-delta_male_>
    <_mekong-delta_female_>42.6</_mekong-delta_female_>
  </answer>
  <answer>
    <_answerId_>24969</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>4</_secondCrossVarCatId_>
    <_answerSlug_>benefits-eg-unemployment-and-government-transfer-payments</_answerSlug_>
    <_answerTitle_>Benefits (e.g. unemployment and government transfer payments)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>4.3</_all_>
    <_all_male_/>
    <_all_female_/>
    <_kpk_/>
    <_kpk_male_/>
    <_kpk_female_/>
    <_red-river-delta_>0.6</_red-river-delta_>
    <_red-river-delta_male_>0.3</_red-river-delta_male_>
    <_red-river-delta_female_>1</_red-river-delta_female_>
    <_south-east_>1.7</_south-east_>
    <_south-east_male_>2</_south-east_male_>
    <_south-east_female_>1.3</_south-east_female_>
    <_north-and-south-central-coast_>8</_north-and-south-central-coast_>
    <_north-and-south-central-coast_male_>8.6</_north-and-south-central-coast_male_>
    <_north-and-south-central-coast_female_>7.4</_north-and-south-central-coast_female_>
    <_north-east-north-west_>5.1</_north-east-north-west_>
    <_north-east-north-west_male_>4.9</_north-east-north-west_male_>
    <_north-east-north-west_female_>5.3</_north-east-north-west_female_>
    <_central-highlands_>2.9</_central-highlands_>
    <_central-highlands_male_>2.2</_central-highlands_male_>
    <_central-highlands_female_>3.6</_central-highlands_female_>
    <_mekong-delta_>6.9</_mekong-delta_>
    <_mekong-delta_male_>6.7</_mekong-delta_male_>
    <_mekong-delta_female_>7.1</_mekong-delta_female_>
  </answer>
  <answer>
    <_answerId_>24970</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>4</_secondCrossVarCatId_>
    <_answerSlug_>government-grants-eg-those-for-small-businesses</_answerSlug_>
    <_answerTitle_>Government grants (e.g. those for small businesses)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>0.8</_all_>
    <_all_male_/>
    <_all_female_/>
    <_kpk_/>
    <_kpk_male_/>
    <_kpk_female_/>
    <_red-river-delta_>0.4</_red-river-delta_>
    <_red-river-delta_male_>0.5</_red-river-delta_male_>
    <_red-river-delta_female_>0.3</_red-river-delta_female_>
    <_south-east_>0.7</_south-east_>
    <_south-east_male_>1</_south-east_male_>
    <_south-east_female_>0.3</_south-east_female_>
    <_north-and-south-central-coast_>0.4</_north-and-south-central-coast_>
    <_north-and-south-central-coast_male_>0.6</_north-and-south-central-coast_male_>
    <_north-and-south-central-coast_female_>0.3</_north-and-south-central-coast_female_>
    <_north-east-north-west_>0.4</_north-east-north-west_>
    <_north-east-north-west_male_>0</_north-east-north-west_male_>
    <_north-east-north-west_female_>0.9</_north-east-north-west_female_>
    <_central-highlands_>1.4</_central-highlands_>
    <_central-highlands_male_>0.7</_central-highlands_male_>
    <_central-highlands_female_>2.2</_central-highlands_female_>
    <_mekong-delta_>2</_mekong-delta_>
    <_mekong-delta_male_>2.4</_mekong-delta_male_>
    <_mekong-delta_female_>1.5</_mekong-delta_female_>
  </answer>
  <answer>
    <_answerId_>24971</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>4</_secondCrossVarCatId_>
    <_answerSlug_>bank-and-savings-accounts</_answerSlug_>
    <_answerTitle_>Bank and savings accounts</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>23.1</_all_>
    <_all_male_/>
    <_all_female_/>
    <_kpk_/>
    <_kpk_male_/>
    <_kpk_female_/>
    <_red-river-delta_>26.6</_red-river-delta_>
    <_red-river-delta_male_>25.3</_red-river-delta_male_>
    <_red-river-delta_female_>27.9</_red-river-delta_female_>
    <_south-east_>30.1</_south-east_>
    <_south-east_male_>27.9</_south-east_male_>
    <_south-east_female_>32.2</_south-east_female_>
    <_north-and-south-central-coast_>23.1</_north-and-south-central-coast_>
    <_north-and-south-central-coast_male_>26.5</_north-and-south-central-coast_male_>
    <_north-and-south-central-coast_female_>19.7</_north-and-south-central-coast_female_>
    <_north-east-north-west_>12.3</_north-east-north-west_>
    <_north-east-north-west_male_>12.4</_north-east-north-west_male_>
    <_north-east-north-west_female_>12.3</_north-east-north-west_female_>
    <_central-highlands_>34.8</_central-highlands_>
    <_central-highlands_male_>34.3</_central-highlands_male_>
    <_central-highlands_female_>35.3</_central-highlands_female_>
    <_mekong-delta_>15.4</_mekong-delta_>
    <_mekong-delta_male_>15.9</_mekong-delta_male_>
    <_mekong-delta_female_>14.8</_mekong-delta_female_>
  </answer>
  <answer>
    <_answerId_>24972</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>4</_secondCrossVarCatId_>
    <_answerSlug_>collective-purchasing-eg-collectively-buying-assets-and-savings-groups</_answerSlug_>
    <_answerTitle_>Collective purchasing (e.g. collectively buying assets and savings groups)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>0.5</_all_>
    <_all_male_/>
    <_all_female_/>
    <_kpk_/>
    <_kpk_male_/>
    <_kpk_female_/>
    <_red-river-delta_>0.4</_red-river-delta_>
    <_red-river-delta_male_>0.5</_red-river-delta_male_>
    <_red-river-delta_female_>0.3</_red-river-delta_female_>
    <_south-east_>1.2</_south-east_>
    <_south-east_male_>2</_south-east_male_>
    <_south-east_female_>0.3</_south-east_female_>
    <_north-and-south-central-coast_>0.6</_north-and-south-central-coast_>
    <_north-and-south-central-coast_male_>0.6</_north-and-south-central-coast_male_>
    <_north-and-south-central-coast_female_>0.5</_north-and-south-central-coast_female_>
    <_north-east-north-west_>0.2</_north-east-north-west_>
    <_north-east-north-west_male_>0</_north-east-north-west_male_>
    <_north-east-north-west_female_>0.4</_north-east-north-west_female_>
    <_central-highlands_>0.7</_central-highlands_>
    <_central-highlands_male_>0</_central-highlands_male_>
    <_central-highlands_female_>1.4</_central-highlands_female_>
    <_mekong-delta_>0.3</_mekong-delta_>
    <_mekong-delta_male_>0</_mekong-delta_male_>
    <_mekong-delta_female_>0.6</_mekong-delta_female_>
  </answer>
  <answer>
    <_answerId_>24973</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>4</_secondCrossVarCatId_>
    <_answerSlug_>dont-knowrefused</_answerSlug_>
    <_answerTitle_>Don't know/refused                                                                 </_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>48.6</_all_>
    <_all_male_/>
    <_all_female_/>
    <_kpk_/>
    <_kpk_male_/>
    <_kpk_female_/>
    <_red-river-delta_>54.5</_red-river-delta_>
    <_red-river-delta_male_>53.9</_red-river-delta_male_>
    <_red-river-delta_female_>55</_red-river-delta_female_>
    <_south-east_>49.2</_south-east_>
    <_south-east_male_>47.6</_south-east_male_>
    <_south-east_female_>50.7</_south-east_female_>
    <_north-and-south-central-coast_>44</_north-and-south-central-coast_>
    <_north-and-south-central-coast_male_>41.2</_north-and-south-central-coast_male_>
    <_north-and-south-central-coast_female_>46.8</_north-and-south-central-coast_female_>
    <_north-east-north-west_>50.9</_north-east-north-west_>
    <_north-east-north-west_male_>52.2</_north-east-north-west_male_>
    <_north-east-north-west_female_>49.6</_north-east-north-west_female_>
    <_central-highlands_>52.2</_central-highlands_>
    <_central-highlands_male_>52.6</_central-highlands_male_>
    <_central-highlands_female_>51.8</_central-highlands_female_>
    <_mekong-delta_>43</_mekong-delta_>
    <_mekong-delta_male_>41.6</_mekong-delta_male_>
    <_mekong-delta_female_>44.4</_mekong-delta_female_>
  </answer>
</answers>
