<?xml version="1.0" encoding="utf-8"?>
<answers>
  <answer>
    <_answerId_>24966</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>9</_secondCrossVarCatId_>
    <_answerSlug_>base-all-respondents</_answerSlug_>
    <_answerTitle_>Base : All respondents</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>3486</_all_>
    <_all_kpk_/>
    <_all_red-river-delta_/>
    <_all_south-east_/>
    <_all_north-and-south-central-coast_/>
    <_all_north-east-north-west_/>
    <_all_central-highlands_/>
    <_all_mekong-delta_/>
    <_male_>1741</_male_>
    <_male_kpk_/>
    <_male_red-river-delta_>395</_male_red-river-delta_>
    <_male_south-east_>294</_male_south-east_>
    <_male_north-and-south-central-coast_>362</_male_north-and-south-central-coast_>
    <_male_north-east-north-west_>226</_male_north-east-north-west_>
    <_male_central-highlands_>137</_male_central-highlands_>
    <_male_mekong-delta_>327</_male_mekong-delta_>
    <_female_>1745</_female_>
    <_female_kpk_/>
    <_female_red-river-delta_>391</_female_red-river-delta_>
    <_female_south-east_>298</_female_south-east_>
    <_female_north-and-south-central-coast_>365</_female_north-and-south-central-coast_>
    <_female_north-east-north-west_>228</_female_north-east-north-west_>
    <_female_central-highlands_>139</_female_central-highlands_>
    <_female_mekong-delta_>324</_female_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24967</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>9</_secondCrossVarCatId_>
    <_answerSlug_>credit-eg-loans-and-micro-credit</_answerSlug_>
    <_answerTitle_>Credit (e.g. loans and micro-credit)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>3.6</_all_>
    <_all_kpk_/>
    <_all_red-river-delta_/>
    <_all_south-east_/>
    <_all_north-and-south-central-coast_/>
    <_all_north-east-north-west_/>
    <_all_central-highlands_/>
    <_all_mekong-delta_/>
    <_male_>3.6</_male_>
    <_male_kpk_/>
    <_male_red-river-delta_>3</_male_red-river-delta_>
    <_male_south-east_>7.1</_male_south-east_>
    <_male_north-and-south-central-coast_>4.4</_male_north-and-south-central-coast_>
    <_male_north-east-north-west_>0.9</_male_north-east-north-west_>
    <_male_central-highlands_>1.5</_male_central-highlands_>
    <_male_mekong-delta_>3.1</_male_mekong-delta_>
    <_female_>3.6</_female_>
    <_female_kpk_/>
    <_female_red-river-delta_>3.6</_female_red-river-delta_>
    <_female_south-east_>5.4</_female_south-east_>
    <_female_north-and-south-central-coast_>5.5</_female_north-and-south-central-coast_>
    <_female_north-east-north-west_>1.3</_female_north-east-north-west_>
    <_female_central-highlands_>0</_female_central-highlands_>
    <_female_mekong-delta_>2.8</_female_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24968</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>9</_secondCrossVarCatId_>
    <_answerSlug_>insurance-including-micro-insurance</_answerSlug_>
    <_answerTitle_>Insurance  (including micro-insurance)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>37.2</_all_>
    <_all_kpk_/>
    <_all_red-river-delta_/>
    <_all_south-east_/>
    <_all_north-and-south-central-coast_/>
    <_all_north-east-north-west_/>
    <_all_central-highlands_/>
    <_all_mekong-delta_/>
    <_male_>38.9</_male_>
    <_male_kpk_/>
    <_male_red-river-delta_>31.6</_male_red-river-delta_>
    <_male_south-east_>36.1</_male_south-east_>
    <_male_north-and-south-central-coast_>47.8</_male_north-and-south-central-coast_>
    <_male_north-east-north-west_>41.2</_male_north-east-north-west_>
    <_male_central-highlands_>21.9</_male_central-highlands_>
    <_male_mekong-delta_>45.9</_male_mekong-delta_>
    <_female_>35.5</_female_>
    <_female_kpk_/>
    <_female_red-river-delta_>27.4</_female_red-river-delta_>
    <_female_south-east_>27.5</_female_south-east_>
    <_female_north-and-south-central-coast_>43.8</_female_north-and-south-central-coast_>
    <_female_north-east-north-west_>43</_female_north-east-north-west_>
    <_female_central-highlands_>24.5</_female_central-highlands_>
    <_female_mekong-delta_>42.6</_female_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24969</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>9</_secondCrossVarCatId_>
    <_answerSlug_>benefits-eg-unemployment-and-government-transfer-payments</_answerSlug_>
    <_answerTitle_>Benefits (e.g. unemployment and government transfer payments)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>4.3</_all_>
    <_all_kpk_/>
    <_all_red-river-delta_/>
    <_all_south-east_/>
    <_all_north-and-south-central-coast_/>
    <_all_north-east-north-west_/>
    <_all_central-highlands_/>
    <_all_mekong-delta_/>
    <_male_>4.3</_male_>
    <_male_kpk_/>
    <_male_red-river-delta_>0.3</_male_red-river-delta_>
    <_male_south-east_>2</_male_south-east_>
    <_male_north-and-south-central-coast_>8.6</_male_north-and-south-central-coast_>
    <_male_north-east-north-west_>4.9</_male_north-east-north-west_>
    <_male_central-highlands_>2.2</_male_central-highlands_>
    <_male_mekong-delta_>6.7</_male_mekong-delta_>
    <_female_>4.3</_female_>
    <_female_kpk_/>
    <_female_red-river-delta_>1</_female_red-river-delta_>
    <_female_south-east_>1.3</_female_south-east_>
    <_female_north-and-south-central-coast_>7.4</_female_north-and-south-central-coast_>
    <_female_north-east-north-west_>5.3</_female_north-east-north-west_>
    <_female_central-highlands_>3.6</_female_central-highlands_>
    <_female_mekong-delta_>7.1</_female_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24970</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>9</_secondCrossVarCatId_>
    <_answerSlug_>government-grants-eg-those-for-small-businesses</_answerSlug_>
    <_answerTitle_>Government grants (e.g. those for small businesses)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>0.8</_all_>
    <_all_kpk_/>
    <_all_red-river-delta_/>
    <_all_south-east_/>
    <_all_north-and-south-central-coast_/>
    <_all_north-east-north-west_/>
    <_all_central-highlands_/>
    <_all_mekong-delta_/>
    <_male_>0.9</_male_>
    <_male_kpk_/>
    <_male_red-river-delta_>0.5</_male_red-river-delta_>
    <_male_south-east_>1</_male_south-east_>
    <_male_north-and-south-central-coast_>0.6</_male_north-and-south-central-coast_>
    <_male_north-east-north-west_>0</_male_north-east-north-west_>
    <_male_central-highlands_>0.7</_male_central-highlands_>
    <_male_mekong-delta_>2.4</_male_mekong-delta_>
    <_female_>0.7</_female_>
    <_female_kpk_/>
    <_female_red-river-delta_>0.3</_female_red-river-delta_>
    <_female_south-east_>0.3</_female_south-east_>
    <_female_north-and-south-central-coast_>0.3</_female_north-and-south-central-coast_>
    <_female_north-east-north-west_>0.9</_female_north-east-north-west_>
    <_female_central-highlands_>2.2</_female_central-highlands_>
    <_female_mekong-delta_>1.5</_female_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24971</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>9</_secondCrossVarCatId_>
    <_answerSlug_>bank-and-savings-accounts</_answerSlug_>
    <_answerTitle_>Bank and savings accounts</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>23.1</_all_>
    <_all_kpk_/>
    <_all_red-river-delta_/>
    <_all_south-east_/>
    <_all_north-and-south-central-coast_/>
    <_all_north-east-north-west_/>
    <_all_central-highlands_/>
    <_all_mekong-delta_/>
    <_male_>23.3</_male_>
    <_male_kpk_/>
    <_male_red-river-delta_>25.3</_male_red-river-delta_>
    <_male_south-east_>27.9</_male_south-east_>
    <_male_north-and-south-central-coast_>26.5</_male_north-and-south-central-coast_>
    <_male_north-east-north-west_>12.4</_male_north-east-north-west_>
    <_male_central-highlands_>34.3</_male_central-highlands_>
    <_male_mekong-delta_>15.9</_male_mekong-delta_>
    <_female_>23</_female_>
    <_female_kpk_/>
    <_female_red-river-delta_>27.9</_female_red-river-delta_>
    <_female_south-east_>32.2</_female_south-east_>
    <_female_north-and-south-central-coast_>19.7</_female_north-and-south-central-coast_>
    <_female_north-east-north-west_>12.3</_female_north-east-north-west_>
    <_female_central-highlands_>35.3</_female_central-highlands_>
    <_female_mekong-delta_>14.8</_female_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24972</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>9</_secondCrossVarCatId_>
    <_answerSlug_>collective-purchasing-eg-collectively-buying-assets-and-savings-groups</_answerSlug_>
    <_answerTitle_>Collective purchasing (e.g. collectively buying assets and savings groups)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>0.5</_all_>
    <_all_kpk_/>
    <_all_red-river-delta_/>
    <_all_south-east_/>
    <_all_north-and-south-central-coast_/>
    <_all_north-east-north-west_/>
    <_all_central-highlands_/>
    <_all_mekong-delta_/>
    <_male_>0.6</_male_>
    <_male_kpk_/>
    <_male_red-river-delta_>0.5</_male_red-river-delta_>
    <_male_south-east_>2</_male_south-east_>
    <_male_north-and-south-central-coast_>0.6</_male_north-and-south-central-coast_>
    <_male_north-east-north-west_>0</_male_north-east-north-west_>
    <_male_central-highlands_>0</_male_central-highlands_>
    <_male_mekong-delta_>0</_male_mekong-delta_>
    <_female_>0.5</_female_>
    <_female_kpk_/>
    <_female_red-river-delta_>0.3</_female_red-river-delta_>
    <_female_south-east_>0.3</_female_south-east_>
    <_female_north-and-south-central-coast_>0.5</_female_north-and-south-central-coast_>
    <_female_north-east-north-west_>0.4</_female_north-east-north-west_>
    <_female_central-highlands_>1.4</_female_central-highlands_>
    <_female_mekong-delta_>0.6</_female_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24973</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>9</_secondCrossVarCatId_>
    <_answerSlug_>dont-knowrefused</_answerSlug_>
    <_answerTitle_>Don't know/refused                                                                 </_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>48.6</_all_>
    <_all_kpk_/>
    <_all_red-river-delta_/>
    <_all_south-east_/>
    <_all_north-and-south-central-coast_/>
    <_all_north-east-north-west_/>
    <_all_central-highlands_/>
    <_all_mekong-delta_/>
    <_male_>47.6</_male_>
    <_male_kpk_/>
    <_male_red-river-delta_>53.9</_male_red-river-delta_>
    <_male_south-east_>47.6</_male_south-east_>
    <_male_north-and-south-central-coast_>41.2</_male_north-and-south-central-coast_>
    <_male_north-east-north-west_>52.2</_male_north-east-north-west_>
    <_male_central-highlands_>52.6</_male_central-highlands_>
    <_male_mekong-delta_>41.6</_male_mekong-delta_>
    <_female_>49.6</_female_>
    <_female_kpk_/>
    <_female_red-river-delta_>55</_female_red-river-delta_>
    <_female_south-east_>50.7</_female_south-east_>
    <_female_north-and-south-central-coast_>46.8</_female_north-and-south-central-coast_>
    <_female_north-east-north-west_>49.6</_female_north-east-north-west_>
    <_female_central-highlands_>51.8</_female_central-highlands_>
    <_female_mekong-delta_>44.4</_female_mekong-delta_>
  </answer>
</answers>
