<?xml version="1.0" encoding="utf-8"?>
<answers>
  <answer>
    <_answerId_>24966</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>9</_secondCrossVarCatId_>
    <_answerSlug_>base-all-respondents</_answerSlug_>
    <_answerTitle_>Base : All respondents</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>3486</_all_>
    <_all_kpk_/>
    <_all_red-river-delta_/>
    <_all_south-east_/>
    <_all_north-and-south-central-coast_/>
    <_all_north-east-north-west_/>
    <_all_central-highlands_/>
    <_all_mekong-delta_/>
    <_forests_>352</_forests_>
    <_forests_kpk_/>
    <_forests_red-river-delta_>0</_forests_red-river-delta_>
    <_forests_south-east_>0</_forests_south-east_>
    <_forests_north-and-south-central-coast_>59</_forests_north-and-south-central-coast_>
    <_forests_north-east-north-west_>176</_forests_north-east-north-west_>
    <_forests_central-highlands_>117</_forests_central-highlands_>
    <_forests_mekong-delta_>0</_forests_mekong-delta_>
    <_no-forests_>3134</_no-forests_>
    <_no-forests_kpk_/>
    <_no-forests_red-river-delta_>786</_no-forests_red-river-delta_>
    <_no-forests_south-east_>592</_no-forests_south-east_>
    <_no-forests_north-and-south-central-coast_>668</_no-forests_north-and-south-central-coast_>
    <_no-forests_north-east-north-west_>278</_no-forests_north-east-north-west_>
    <_no-forests_central-highlands_>159</_no-forests_central-highlands_>
    <_no-forests_mekong-delta_>651</_no-forests_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24967</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>9</_secondCrossVarCatId_>
    <_answerSlug_>credit-eg-loans-and-micro-credit</_answerSlug_>
    <_answerTitle_>Credit (e.g. loans and micro-credit)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>3.6</_all_>
    <_all_kpk_/>
    <_all_red-river-delta_/>
    <_all_south-east_/>
    <_all_north-and-south-central-coast_/>
    <_all_north-east-north-west_/>
    <_all_central-highlands_/>
    <_all_mekong-delta_/>
    <_forests_>0.6</_forests_>
    <_forests_kpk_/>
    <_forests_red-river-delta_>0</_forests_red-river-delta_>
    <_forests_south-east_>0</_forests_south-east_>
    <_forests_north-and-south-central-coast_>1.7</_forests_north-and-south-central-coast_>
    <_forests_north-east-north-west_>0.6</_forests_north-east-north-west_>
    <_forests_central-highlands_>0</_forests_central-highlands_>
    <_forests_mekong-delta_>0</_forests_mekong-delta_>
    <_no-forests_>3.9</_no-forests_>
    <_no-forests_kpk_/>
    <_no-forests_red-river-delta_>3.3</_no-forests_red-river-delta_>
    <_no-forests_south-east_>6.3</_no-forests_south-east_>
    <_no-forests_north-and-south-central-coast_>5.2</_no-forests_north-and-south-central-coast_>
    <_no-forests_north-east-north-west_>1.4</_no-forests_north-east-north-west_>
    <_no-forests_central-highlands_>1.3</_no-forests_central-highlands_>
    <_no-forests_mekong-delta_>2.9</_no-forests_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24968</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>9</_secondCrossVarCatId_>
    <_answerSlug_>insurance-including-micro-insurance</_answerSlug_>
    <_answerTitle_>Insurance  (including micro-insurance)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>37.2</_all_>
    <_all_kpk_/>
    <_all_red-river-delta_/>
    <_all_south-east_/>
    <_all_north-and-south-central-coast_/>
    <_all_north-east-north-west_/>
    <_all_central-highlands_/>
    <_all_mekong-delta_/>
    <_forests_>36.6</_forests_>
    <_forests_kpk_/>
    <_forests_red-river-delta_>0</_forests_red-river-delta_>
    <_forests_south-east_>0</_forests_south-east_>
    <_forests_north-and-south-central-coast_>57.6</_forests_north-and-south-central-coast_>
    <_forests_north-east-north-west_>35.8</_forests_north-east-north-west_>
    <_forests_central-highlands_>27.4</_forests_central-highlands_>
    <_forests_mekong-delta_>0</_forests_mekong-delta_>
    <_no-forests_>37.2</_no-forests_>
    <_no-forests_kpk_/>
    <_no-forests_red-river-delta_>29.5</_no-forests_red-river-delta_>
    <_no-forests_south-east_>31.8</_no-forests_south-east_>
    <_no-forests_north-and-south-central-coast_>44.8</_no-forests_north-and-south-central-coast_>
    <_no-forests_north-east-north-west_>46</_no-forests_north-east-north-west_>
    <_no-forests_central-highlands_>20.1</_no-forests_central-highlands_>
    <_no-forests_mekong-delta_>44.2</_no-forests_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24969</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>9</_secondCrossVarCatId_>
    <_answerSlug_>benefits-eg-unemployment-and-government-transfer-payments</_answerSlug_>
    <_answerTitle_>Benefits (e.g. unemployment and government transfer payments)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>4.3</_all_>
    <_all_kpk_/>
    <_all_red-river-delta_/>
    <_all_south-east_/>
    <_all_north-and-south-central-coast_/>
    <_all_north-east-north-west_/>
    <_all_central-highlands_/>
    <_all_mekong-delta_/>
    <_forests_>7.4</_forests_>
    <_forests_kpk_/>
    <_forests_red-river-delta_>0</_forests_red-river-delta_>
    <_forests_south-east_>0</_forests_south-east_>
    <_forests_north-and-south-central-coast_>20.3</_forests_north-and-south-central-coast_>
    <_forests_north-east-north-west_>5.7</_forests_north-east-north-west_>
    <_forests_central-highlands_>3.4</_forests_central-highlands_>
    <_forests_mekong-delta_>0</_forests_mekong-delta_>
    <_no-forests_>3.9</_no-forests_>
    <_no-forests_kpk_/>
    <_no-forests_red-river-delta_>0.6</_no-forests_red-river-delta_>
    <_no-forests_south-east_>1.7</_no-forests_south-east_>
    <_no-forests_north-and-south-central-coast_>6.9</_no-forests_north-and-south-central-coast_>
    <_no-forests_north-east-north-west_>4.7</_no-forests_north-east-north-west_>
    <_no-forests_central-highlands_>2.5</_no-forests_central-highlands_>
    <_no-forests_mekong-delta_>6.9</_no-forests_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24970</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>9</_secondCrossVarCatId_>
    <_answerSlug_>government-grants-eg-those-for-small-businesses</_answerSlug_>
    <_answerTitle_>Government grants (e.g. those for small businesses)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>0.8</_all_>
    <_all_kpk_/>
    <_all_red-river-delta_/>
    <_all_south-east_/>
    <_all_north-and-south-central-coast_/>
    <_all_north-east-north-west_/>
    <_all_central-highlands_/>
    <_all_mekong-delta_/>
    <_forests_>0</_forests_>
    <_forests_kpk_/>
    <_forests_red-river-delta_>0</_forests_red-river-delta_>
    <_forests_south-east_>0</_forests_south-east_>
    <_forests_north-and-south-central-coast_>0</_forests_north-and-south-central-coast_>
    <_forests_north-east-north-west_>0</_forests_north-east-north-west_>
    <_forests_central-highlands_>0</_forests_central-highlands_>
    <_forests_mekong-delta_>0</_forests_mekong-delta_>
    <_no-forests_>0.9</_no-forests_>
    <_no-forests_kpk_/>
    <_no-forests_red-river-delta_>0.4</_no-forests_red-river-delta_>
    <_no-forests_south-east_>0.7</_no-forests_south-east_>
    <_no-forests_north-and-south-central-coast_>0.4</_no-forests_north-and-south-central-coast_>
    <_no-forests_north-east-north-west_>0.7</_no-forests_north-east-north-west_>
    <_no-forests_central-highlands_>2.5</_no-forests_central-highlands_>
    <_no-forests_mekong-delta_>2</_no-forests_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24971</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>9</_secondCrossVarCatId_>
    <_answerSlug_>bank-and-savings-accounts</_answerSlug_>
    <_answerTitle_>Bank and savings accounts</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>23.1</_all_>
    <_all_kpk_/>
    <_all_red-river-delta_/>
    <_all_south-east_/>
    <_all_north-and-south-central-coast_/>
    <_all_north-east-north-west_/>
    <_all_central-highlands_/>
    <_all_mekong-delta_/>
    <_forests_>18.5</_forests_>
    <_forests_kpk_/>
    <_forests_red-river-delta_>0</_forests_red-river-delta_>
    <_forests_south-east_>0</_forests_south-east_>
    <_forests_north-and-south-central-coast_>16.9</_forests_north-and-south-central-coast_>
    <_forests_north-east-north-west_>9.7</_forests_north-east-north-west_>
    <_forests_central-highlands_>32.5</_forests_central-highlands_>
    <_forests_mekong-delta_>0</_forests_mekong-delta_>
    <_no-forests_>23.7</_no-forests_>
    <_no-forests_kpk_/>
    <_no-forests_red-river-delta_>26.6</_no-forests_red-river-delta_>
    <_no-forests_south-east_>30.1</_no-forests_south-east_>
    <_no-forests_north-and-south-central-coast_>23.7</_no-forests_north-and-south-central-coast_>
    <_no-forests_north-east-north-west_>14</_no-forests_north-east-north-west_>
    <_no-forests_central-highlands_>36.5</_no-forests_central-highlands_>
    <_no-forests_mekong-delta_>15.4</_no-forests_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24972</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>9</_secondCrossVarCatId_>
    <_answerSlug_>collective-purchasing-eg-collectively-buying-assets-and-savings-groups</_answerSlug_>
    <_answerTitle_>Collective purchasing (e.g. collectively buying assets and savings groups)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>0.5</_all_>
    <_all_kpk_/>
    <_all_red-river-delta_/>
    <_all_south-east_/>
    <_all_north-and-south-central-coast_/>
    <_all_north-east-north-west_/>
    <_all_central-highlands_/>
    <_all_mekong-delta_/>
    <_forests_>0.3</_forests_>
    <_forests_kpk_/>
    <_forests_red-river-delta_>0</_forests_red-river-delta_>
    <_forests_south-east_>0</_forests_south-east_>
    <_forests_north-and-south-central-coast_>0</_forests_north-and-south-central-coast_>
    <_forests_north-east-north-west_>0</_forests_north-east-north-west_>
    <_forests_central-highlands_>0.9</_forests_central-highlands_>
    <_forests_mekong-delta_>0</_forests_mekong-delta_>
    <_no-forests_>0.6</_no-forests_>
    <_no-forests_kpk_/>
    <_no-forests_red-river-delta_>0.4</_no-forests_red-river-delta_>
    <_no-forests_south-east_>1.2</_no-forests_south-east_>
    <_no-forests_north-and-south-central-coast_>0.6</_no-forests_north-and-south-central-coast_>
    <_no-forests_north-east-north-west_>0.4</_no-forests_north-east-north-west_>
    <_no-forests_central-highlands_>0.6</_no-forests_central-highlands_>
    <_no-forests_mekong-delta_>0.3</_no-forests_mekong-delta_>
  </answer>
  <answer>
    <_answerId_>24973</_answerId_>
    <_countryId_>6</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>9</_secondCrossVarCatId_>
    <_answerSlug_>dont-knowrefused</_answerSlug_>
    <_answerTitle_>Don't know/refused                                                                 </_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>48.6</_all_>
    <_all_kpk_/>
    <_all_red-river-delta_/>
    <_all_south-east_/>
    <_all_north-and-south-central-coast_/>
    <_all_north-east-north-west_/>
    <_all_central-highlands_/>
    <_all_mekong-delta_/>
    <_forests_>51.1</_forests_>
    <_forests_kpk_/>
    <_forests_red-river-delta_>0</_forests_red-river-delta_>
    <_forests_south-east_>0</_forests_south-east_>
    <_forests_north-and-south-central-coast_>35.6</_forests_north-and-south-central-coast_>
    <_forests_north-east-north-west_>55.1</_forests_north-east-north-west_>
    <_forests_central-highlands_>53</_forests_central-highlands_>
    <_forests_mekong-delta_>0</_forests_mekong-delta_>
    <_no-forests_>48.3</_no-forests_>
    <_no-forests_kpk_/>
    <_no-forests_red-river-delta_>54.5</_no-forests_red-river-delta_>
    <_no-forests_south-east_>49.2</_no-forests_south-east_>
    <_no-forests_north-and-south-central-coast_>44.8</_no-forests_north-and-south-central-coast_>
    <_no-forests_north-east-north-west_>48.2</_no-forests_north-east-north-west_>
    <_no-forests_central-highlands_>51.6</_no-forests_central-highlands_>
    <_no-forests_mekong-delta_>43</_no-forests_mekong-delta_>
  </answer>
</answers>
