<_answerId_>24966 <_countryId_>6 <_questionId_>219 <_secondCrossVarCatId_>9 <_answerSlug_>base-all-respondents <_answerTitle_>Base : All respondents <_answerCategorySlug_/> <_answerCategoryTitle_/> <_all_>3486 <_all_kpk_/> <_all_red-river-delta_/> <_all_south-east_/> <_all_north-and-south-central-coast_/> <_all_north-east-north-west_/> <_all_central-highlands_/> <_all_mekong-delta_/> <_ed-high_>1573 <_ed-high_kpk_/> <_ed-high_red-river-delta_>531 <_ed-high_south-east_>278 <_ed-high_north-and-south-central-coast_>321 <_ed-high_north-east-north-west_>171 <_ed-high_central-highlands_>94 <_ed-high_mekong-delta_>178 <_ed-medium_>1661 <_ed-medium_kpk_/> <_ed-medium_red-river-delta_>253 <_ed-medium_south-east_>276 <_ed-medium_north-and-south-central-coast_>358 <_ed-medium_north-east-north-west_>230 <_ed-medium_central-highlands_>167 <_ed-medium_mekong-delta_>377 <_ed-low_>248 <_ed-low_kpk_/> <_ed-low_red-river-delta_>2 <_ed-low_south-east_>34 <_ed-low_north-and-south-central-coast_>48 <_ed-low_north-east-north-west_>53 <_ed-low_central-highlands_>15 <_ed-low_mekong-delta_>96 <_answerId_>24967 <_countryId_>6 <_questionId_>219 <_secondCrossVarCatId_>9 <_answerSlug_>credit-eg-loans-and-micro-credit <_answerTitle_>Credit (e.g. loans and micro-credit) <_answerCategorySlug_/> <_answerCategoryTitle_/> <_all_>3.6 <_all_kpk_/> <_all_red-river-delta_/> <_all_south-east_/> <_all_north-and-south-central-coast_/> <_all_north-east-north-west_/> <_all_central-highlands_/> <_all_mekong-delta_/> <_ed-high_>6 <_ed-high_kpk_/> <_ed-high_red-river-delta_>4.5 <_ed-high_south-east_>9.4 <_ed-high_north-and-south-central-coast_>9.7 <_ed-high_north-east-north-west_>1.8 <_ed-high_central-highlands_>1.1 <_ed-high_mekong-delta_>5.6 <_ed-medium_>1.7 <_ed-medium_kpk_/> <_ed-medium_red-river-delta_>0.8 <_ed-medium_south-east_>3.6 <_ed-medium_north-and-south-central-coast_>1.4 <_ed-medium_north-east-north-west_>0.9 <_ed-medium_central-highlands_>0.6 <_ed-medium_mekong-delta_>2.1 <_ed-low_>0.8 <_ed-low_kpk_/> <_ed-low_red-river-delta_>0 <_ed-low_south-east_>2.9 <_ed-low_north-and-south-central-coast_>0 <_ed-low_north-east-north-west_>0 <_ed-low_central-highlands_>0 <_ed-low_mekong-delta_>1 <_answerId_>24968 <_countryId_>6 <_questionId_>219 <_secondCrossVarCatId_>9 <_answerSlug_>insurance-including-micro-insurance <_answerTitle_>Insurance (including micro-insurance) <_answerCategorySlug_/> <_answerCategoryTitle_/> <_all_>37.2 <_all_kpk_/> <_all_red-river-delta_/> <_all_south-east_/> <_all_north-and-south-central-coast_/> <_all_north-east-north-west_/> <_all_central-highlands_/> <_all_mekong-delta_/> <_ed-high_>47.3 <_ed-high_kpk_/> <_ed-high_red-river-delta_>38.6 <_ed-high_south-east_>40.3 <_ed-high_north-and-south-central-coast_>59.2 <_ed-high_north-east-north-west_>59.1 <_ed-high_central-highlands_>42.6 <_ed-high_mekong-delta_>53.9 <_ed-medium_>28.1 <_ed-medium_kpk_/> <_ed-medium_red-river-delta_>9.9 <_ed-medium_south-east_>25 <_ed-medium_north-and-south-central-coast_>35.5 <_ed-medium_north-east-north-west_>33 <_ed-medium_central-highlands_>13.8 <_ed-medium_mekong-delta_>38.7 <_ed-low_>34.7 <_ed-low_kpk_/> <_ed-low_red-river-delta_>100 <_ed-low_south-east_>20.6 <_ed-low_north-and-south-central-coast_>33.3 <_ed-low_north-east-north-west_>26.4 <_ed-low_central-highlands_>6.7 <_ed-low_mekong-delta_>47.9 <_answerId_>24969 <_countryId_>6 <_questionId_>219 <_secondCrossVarCatId_>9 <_answerSlug_>benefits-eg-unemployment-and-government-transfer-payments <_answerTitle_>Benefits (e.g. unemployment and government transfer payments) <_answerCategorySlug_/> <_answerCategoryTitle_/> <_all_>4.3 <_all_kpk_/> <_all_red-river-delta_/> <_all_south-east_/> <_all_north-and-south-central-coast_/> <_all_north-east-north-west_/> <_all_central-highlands_/> <_all_mekong-delta_/> <_ed-high_>2.9 <_ed-high_kpk_/> <_ed-high_red-river-delta_>0.4 <_ed-high_south-east_>1.4 <_ed-high_north-and-south-central-coast_>6.5 <_ed-high_north-east-north-west_>1.8 <_ed-high_central-highlands_>4.3 <_ed-high_mekong-delta_>6.2 <_ed-medium_>4.2 <_ed-medium_kpk_/> <_ed-medium_red-river-delta_>1.2 <_ed-medium_south-east_>1.8 <_ed-medium_north-and-south-central-coast_>7.3 <_ed-medium_north-east-north-west_>3 <_ed-medium_central-highlands_>2.4 <_ed-medium_mekong-delta_>6.6 <_ed-low_>13.7 <_ed-low_kpk_/> <_ed-low_red-river-delta_>0 <_ed-low_south-east_>2.9 <_ed-low_north-and-south-central-coast_>22.9 <_ed-low_north-east-north-west_>24.5 <_ed-low_central-highlands_>0 <_ed-low_mekong-delta_>9.4 <_answerId_>24970 <_countryId_>6 <_questionId_>219 <_secondCrossVarCatId_>9 <_answerSlug_>government-grants-eg-those-for-small-businesses <_answerTitle_>Government grants (e.g. those for small businesses) <_answerCategorySlug_/> <_answerCategoryTitle_/> <_all_>0.8 <_all_kpk_/> <_all_red-river-delta_/> <_all_south-east_/> <_all_north-and-south-central-coast_/> <_all_north-east-north-west_/> <_all_central-highlands_/> <_all_mekong-delta_/> <_ed-high_>1 <_ed-high_kpk_/> <_ed-high_red-river-delta_>0.4 <_ed-high_south-east_>0.4 <_ed-high_north-and-south-central-coast_>0.6 <_ed-high_north-east-north-west_>0.6 <_ed-high_central-highlands_>2.1 <_ed-high_mekong-delta_>3.9 <_ed-medium_>0.7 <_ed-medium_kpk_/> <_ed-medium_red-river-delta_>0.4 <_ed-medium_south-east_>0.7 <_ed-medium_north-and-south-central-coast_>0.3 <_ed-medium_north-east-north-west_>0.4 <_ed-medium_central-highlands_>1.2 <_ed-medium_mekong-delta_>1.3 <_ed-low_>0.8 <_ed-low_kpk_/> <_ed-low_red-river-delta_>0 <_ed-low_south-east_>2.9 <_ed-low_north-and-south-central-coast_>0 <_ed-low_north-east-north-west_>0 <_ed-low_central-highlands_>0 <_ed-low_mekong-delta_>1 <_answerId_>24971 <_countryId_>6 <_questionId_>219 <_secondCrossVarCatId_>9 <_answerSlug_>bank-and-savings-accounts <_answerTitle_>Bank and savings accounts <_answerCategorySlug_/> <_answerCategoryTitle_/> <_all_>23.1 <_all_kpk_/> <_all_red-river-delta_/> <_all_south-east_/> <_all_north-and-south-central-coast_/> <_all_north-east-north-west_/> <_all_central-highlands_/> <_all_mekong-delta_/> <_ed-high_>39.9 <_ed-high_kpk_/> <_ed-high_red-river-delta_>37.7 <_ed-high_south-east_>44.2 <_ed-high_north-and-south-central-coast_>44.2 <_ed-high_north-east-north-west_>25.1 <_ed-high_central-highlands_>62.8 <_ed-high_mekong-delta_>33.7 <_ed-medium_>10.5 <_ed-medium_kpk_/> <_ed-medium_red-river-delta_>3.6 <_ed-medium_south-east_>18.8 <_ed-medium_north-and-south-central-coast_>7.3 <_ed-medium_north-east-north-west_>5.7 <_ed-medium_central-highlands_>22.2 <_ed-medium_mekong-delta_>9.8 <_ed-low_>2.4 <_ed-low_kpk_/> <_ed-low_red-river-delta_>0 <_ed-low_south-east_>8.8 <_ed-low_north-and-south-central-coast_>0 <_ed-low_north-east-north-west_>0 <_ed-low_central-highlands_>0 <_ed-low_mekong-delta_>3.1 <_answerId_>24972 <_countryId_>6 <_questionId_>219 <_secondCrossVarCatId_>9 <_answerSlug_>collective-purchasing-eg-collectively-buying-assets-and-savings-groups <_answerTitle_>Collective purchasing (e.g. collectively buying assets and savings groups) <_answerCategorySlug_/> <_answerCategoryTitle_/> <_all_>0.5 <_all_kpk_/> <_all_red-river-delta_/> <_all_south-east_/> <_all_north-and-south-central-coast_/> <_all_north-east-north-west_/> <_all_central-highlands_/> <_all_mekong-delta_/> <_ed-high_>0.9 <_ed-high_kpk_/> <_ed-high_red-river-delta_>0.2 <_ed-high_south-east_>2.5 <_ed-high_north-and-south-central-coast_>0.9 <_ed-high_north-east-north-west_>0.6 <_ed-high_central-highlands_>1.1 <_ed-high_mekong-delta_>0.6 <_ed-medium_>0.2 <_ed-medium_kpk_/> <_ed-medium_red-river-delta_>0.8 <_ed-medium_south-east_>0 <_ed-medium_north-and-south-central-coast_>0.3 <_ed-medium_north-east-north-west_>0 <_ed-medium_central-highlands_>0 <_ed-medium_mekong-delta_>0.3 <_ed-low_>0.4 <_ed-low_kpk_/> <_ed-low_red-river-delta_>0 <_ed-low_south-east_>0 <_ed-low_north-and-south-central-coast_>0 <_ed-low_north-east-north-west_>0 <_ed-low_central-highlands_>6.7 <_ed-low_mekong-delta_>0 <_answerId_>24973 <_countryId_>6 <_questionId_>219 <_secondCrossVarCatId_>9 <_answerSlug_>dont-knowrefused <_answerTitle_>Don't know/refused <_answerCategorySlug_/> <_answerCategoryTitle_/> <_all_>48.6 <_all_kpk_/> <_all_red-river-delta_/> <_all_south-east_/> <_all_north-and-south-central-coast_/> <_all_north-east-north-west_/> <_all_central-highlands_/> <_all_mekong-delta_/> <_ed-high_>33.5 <_ed-high_kpk_/> <_ed-high_red-river-delta_>40.1 <_ed-high_south-east_>32.7 <_ed-high_north-and-south-central-coast_>27.1 <_ed-high_north-east-north-west_>35.7 <_ed-high_central-highlands_>24.5 <_ed-high_mekong-delta_>29.2 <_ed-medium_>61.9 <_ed-medium_kpk_/> <_ed-medium_red-river-delta_>85 <_ed-medium_south-east_>62.7 <_ed-medium_north-and-south-central-coast_>57.3 <_ed-medium_north-east-north-west_>61.7 <_ed-medium_central-highlands_>64.7 <_ed-medium_mekong-delta_>49.1 <_ed-low_>54.4 <_ed-low_kpk_/> <_ed-low_red-river-delta_>0 <_ed-low_south-east_>67.6 <_ed-low_north-and-south-central-coast_>58.3 <_ed-low_north-east-north-west_>52.8 <_ed-low_central-highlands_>86.7 <_ed-low_mekong-delta_>44.8