<_answerId_>24966 <_countryId_>6 <_questionId_>219 <_secondCrossVarCatId_>9 <_answerSlug_>base-all-respondents <_answerTitle_>Base : All respondents <_answerCategorySlug_/> <_answerCategoryTitle_/> <_all_>3486 <_all_kpk_/> <_all_red-river-delta_/> <_all_south-east_/> <_all_north-and-south-central-coast_/> <_all_north-east-north-west_/> <_all_central-highlands_/> <_all_mekong-delta_/> <_resource-high_>139 <_resource-high_kpk_/> <_resource-high_red-river-delta_>48 <_resource-high_south-east_>47 <_resource-high_north-and-south-central-coast_>26 <_resource-high_north-east-north-west_>6 <_resource-high_central-highlands_>1 <_resource-high_mekong-delta_>11 <_resource-medium_>1806 <_resource-medium_kpk_/> <_resource-medium_red-river-delta_>493 <_resource-medium_south-east_>355 <_resource-medium_north-and-south-central-coast_>361 <_resource-medium_north-east-north-west_>118 <_resource-medium_central-highlands_>189 <_resource-medium_mekong-delta_>290 <_resource-low_>1134 <_resource-low_kpk_/> <_resource-low_red-river-delta_>194 <_resource-low_south-east_>153 <_resource-low_north-and-south-central-coast_>242 <_resource-low_north-east-north-west_>236 <_resource-low_central-highlands_>69 <_resource-low_mekong-delta_>240 <_resource-very-low_>362 <_resource-very-low_kpk_/> <_resource-very-low_red-river-delta_>27 <_resource-very-low_south-east_>31 <_resource-very-low_north-and-south-central-coast_>97 <_resource-very-low_north-east-north-west_>85 <_resource-very-low_central-highlands_>17 <_resource-very-low_mekong-delta_>105 <_answerId_>24967 <_countryId_>6 <_questionId_>219 <_secondCrossVarCatId_>9 <_answerSlug_>credit-eg-loans-and-micro-credit <_answerTitle_>Credit (e.g. loans and micro-credit) <_answerCategorySlug_/> <_answerCategoryTitle_/> <_all_>3.6 <_all_kpk_/> <_all_red-river-delta_/> <_all_south-east_/> <_all_north-and-south-central-coast_/> <_all_north-east-north-west_/> <_all_central-highlands_/> <_all_mekong-delta_/> <_resource-high_>10.8 <_resource-high_kpk_/> <_resource-high_red-river-delta_>4.2 <_resource-high_south-east_>19.1 <_resource-high_north-and-south-central-coast_>15.4 <_resource-high_north-east-north-west_>0 <_resource-high_central-highlands_>0 <_resource-high_mekong-delta_>0 <_resource-medium_>5.1 <_resource-medium_kpk_/> <_resource-medium_red-river-delta_>4.7 <_resource-medium_south-east_>5.9 <_resource-medium_north-and-south-central-coast_>8 <_resource-medium_north-east-north-west_>1.7 <_resource-medium_central-highlands_>1.1 <_resource-medium_mekong-delta_>5.5 <_resource-low_>1.2 <_resource-low_kpk_/> <_resource-low_red-river-delta_>0.5 <_resource-low_south-east_>3.9 <_resource-low_north-and-south-central-coast_>0.8 <_resource-low_north-east-north-west_>1.3 <_resource-low_central-highlands_>0 <_resource-low_mekong-delta_>0.8 <_resource-very-low_>0.3 <_resource-very-low_kpk_/> <_resource-very-low_red-river-delta_>0 <_resource-very-low_south-east_>0 <_resource-very-low_north-and-south-central-coast_>0 <_resource-very-low_north-east-north-west_>0 <_resource-very-low_central-highlands_>0 <_resource-very-low_mekong-delta_>1 <_answerId_>24968 <_countryId_>6 <_questionId_>219 <_secondCrossVarCatId_>9 <_answerSlug_>insurance-including-micro-insurance <_answerTitle_>Insurance (including micro-insurance) <_answerCategorySlug_/> <_answerCategoryTitle_/> <_all_>37.2 <_all_kpk_/> <_all_red-river-delta_/> <_all_south-east_/> <_all_north-and-south-central-coast_/> <_all_north-east-north-west_/> <_all_central-highlands_/> <_all_mekong-delta_/> <_resource-high_>58.3 <_resource-high_kpk_/> <_resource-high_red-river-delta_>31.3 <_resource-high_south-east_>63.8 <_resource-high_north-and-south-central-coast_>80.8 <_resource-high_north-east-north-west_>83.3 <_resource-high_central-highlands_>100 <_resource-high_mekong-delta_>81.8 <_resource-medium_>40.1 <_resource-medium_kpk_/> <_resource-medium_red-river-delta_>35.1 <_resource-medium_south-east_>34.1 <_resource-medium_north-and-south-central-coast_>54.3 <_resource-medium_north-east-north-west_>51.7 <_resource-medium_central-highlands_>23.8 <_resource-medium_mekong-delta_>44.5 <_resource-low_>31.2 <_resource-low_kpk_/> <_resource-low_red-river-delta_>19.6 <_resource-low_south-east_>22.2 <_resource-low_north-and-south-central-coast_>33.9 <_resource-low_north-east-north-west_>36.9 <_resource-low_central-highlands_>24.6 <_resource-low_mekong-delta_>40 <_resource-very-low_>35.6 <_resource-very-low_kpk_/> <_resource-very-low_red-river-delta_>11.1 <_resource-very-low_south-east_>3.2 <_resource-very-low_north-and-south-central-coast_>34 <_resource-very-low_north-east-north-west_>44.7 <_resource-very-low_central-highlands_>5.9 <_resource-very-low_mekong-delta_>50.5 <_answerId_>24969 <_countryId_>6 <_questionId_>219 <_secondCrossVarCatId_>9 <_answerSlug_>benefits-eg-unemployment-and-government-transfer-payments <_answerTitle_>Benefits (e.g. unemployment and government transfer payments) <_answerCategorySlug_/> <_answerCategoryTitle_/> <_all_>4.3 <_all_kpk_/> <_all_red-river-delta_/> <_all_south-east_/> <_all_north-and-south-central-coast_/> <_all_north-east-north-west_/> <_all_central-highlands_/> <_all_mekong-delta_/> <_resource-high_>2.9 <_resource-high_kpk_/> <_resource-high_red-river-delta_>0 <_resource-high_south-east_>4.3 <_resource-high_north-and-south-central-coast_>7.7 <_resource-high_north-east-north-west_>0 <_resource-high_central-highlands_>0 <_resource-high_mekong-delta_>0 <_resource-medium_>3.5 <_resource-medium_kpk_/> <_resource-medium_red-river-delta_>0.4 <_resource-medium_south-east_>1.4 <_resource-medium_north-and-south-central-coast_>7.8 <_resource-medium_north-east-north-west_>3.4 <_resource-medium_central-highlands_>3.7 <_resource-medium_mekong-delta_>6.2 <_resource-low_>4.1 <_resource-low_kpk_/> <_resource-low_red-river-delta_>1 <_resource-low_south-east_>0.7 <_resource-low_north-and-south-central-coast_>7 <_resource-low_north-east-north-west_>3 <_resource-low_central-highlands_>1.4 <_resource-low_mekong-delta_>7.9 <_resource-very-low_>9.4 <_resource-very-low_kpk_/> <_resource-very-low_red-river-delta_>3.7 <_resource-very-low_south-east_>6.5 <_resource-very-low_north-and-south-central-coast_>11.3 <_resource-very-low_north-east-north-west_>14.1 <_resource-very-low_central-highlands_>0 <_resource-very-low_mekong-delta_>7.6 <_answerId_>24970 <_countryId_>6 <_questionId_>219 <_secondCrossVarCatId_>9 <_answerSlug_>government-grants-eg-those-for-small-businesses <_answerTitle_>Government grants (e.g. those for small businesses) <_answerCategorySlug_/> <_answerCategoryTitle_/> <_all_>0.8 <_all_kpk_/> <_all_red-river-delta_/> <_all_south-east_/> <_all_north-and-south-central-coast_/> <_all_north-east-north-west_/> <_all_central-highlands_/> <_all_mekong-delta_/> <_resource-high_>1.4 <_resource-high_kpk_/> <_resource-high_red-river-delta_>0 <_resource-high_south-east_>2.1 <_resource-high_north-and-south-central-coast_>0 <_resource-high_north-east-north-west_>0 <_resource-high_central-highlands_>0 <_resource-high_mekong-delta_>9.1 <_resource-medium_>0.8 <_resource-medium_kpk_/> <_resource-medium_red-river-delta_>0.4 <_resource-medium_south-east_>0.3 <_resource-medium_north-and-south-central-coast_>0.3 <_resource-medium_north-east-north-west_>1.7 <_resource-medium_central-highlands_>2.1 <_resource-medium_mekong-delta_>1.7 <_resource-low_>0.5 <_resource-low_kpk_/> <_resource-low_red-river-delta_>0.5 <_resource-low_south-east_>1.3 <_resource-low_north-and-south-central-coast_>0.4 <_resource-low_north-east-north-west_>0 <_resource-low_central-highlands_>0 <_resource-low_mekong-delta_>0.8 <_resource-very-low_>1.7 <_resource-very-low_kpk_/> <_resource-very-low_red-river-delta_>0 <_resource-very-low_south-east_>0 <_resource-very-low_north-and-south-central-coast_>1 <_resource-very-low_north-east-north-west_>0 <_resource-very-low_central-highlands_>0 <_resource-very-low_mekong-delta_>4.8 <_answerId_>24971 <_countryId_>6 <_questionId_>219 <_secondCrossVarCatId_>9 <_answerSlug_>bank-and-savings-accounts <_answerTitle_>Bank and savings accounts <_answerCategorySlug_/> <_answerCategoryTitle_/> <_all_>23.1 <_all_kpk_/> <_all_red-river-delta_/> <_all_south-east_/> <_all_north-and-south-central-coast_/> <_all_north-east-north-west_/> <_all_central-highlands_/> <_all_mekong-delta_/> <_resource-high_>40.3 <_resource-high_kpk_/> <_resource-high_red-river-delta_>18.8 <_resource-high_south-east_>53.2 <_resource-high_north-and-south-central-coast_>46.2 <_resource-high_north-east-north-west_>83.3 <_resource-high_central-highlands_>100 <_resource-high_mekong-delta_>36.4 <_resource-medium_>33.7 <_resource-medium_kpk_/> <_resource-medium_red-river-delta_>36.1 <_resource-medium_south-east_>36.9 <_resource-medium_north-and-south-central-coast_>34.1 <_resource-medium_north-east-north-west_>24.6 <_resource-medium_central-highlands_>45.5 <_resource-medium_mekong-delta_>21.4 <_resource-low_>11.3 <_resource-low_kpk_/> <_resource-low_red-river-delta_>10.8 <_resource-low_south-east_>13.1 <_resource-low_north-and-south-central-coast_>12 <_resource-low_north-east-north-west_>8.1 <_resource-low_central-highlands_>13 <_resource-low_mekong-delta_>12.5 <_resource-very-low_>2.8 <_resource-very-low_kpk_/> <_resource-very-low_red-river-delta_>0 <_resource-very-low_south-east_>3.2 <_resource-very-low_north-and-south-central-coast_>4.1 <_resource-very-low_north-east-north-west_>3.5 <_resource-very-low_central-highlands_>0 <_resource-very-low_mekong-delta_>1.9 <_answerId_>24972 <_countryId_>6 <_questionId_>219 <_secondCrossVarCatId_>9 <_answerSlug_>collective-purchasing-eg-collectively-buying-assets-and-savings-groups <_answerTitle_>Collective purchasing (e.g. collectively buying assets and savings groups) <_answerCategorySlug_/> <_answerCategoryTitle_/> <_all_>0.5 <_all_kpk_/> <_all_red-river-delta_/> <_all_south-east_/> <_all_north-and-south-central-coast_/> <_all_north-east-north-west_/> <_all_central-highlands_/> <_all_mekong-delta_/> <_resource-high_>0 <_resource-high_kpk_/> <_resource-high_red-river-delta_>0 <_resource-high_south-east_>0 <_resource-high_north-and-south-central-coast_>0 <_resource-high_north-east-north-west_>0 <_resource-high_central-highlands_>0 <_resource-high_mekong-delta_>0 <_resource-medium_>1 <_resource-medium_kpk_/> <_resource-medium_red-river-delta_>0.6 <_resource-medium_south-east_>2 <_resource-medium_north-and-south-central-coast_>1.1 <_resource-medium_north-east-north-west_>0.8 <_resource-medium_central-highlands_>0.5 <_resource-medium_mekong-delta_>0.7 <_resource-low_>0 <_resource-low_kpk_/> <_resource-low_red-river-delta_>0 <_resource-low_south-east_>0 <_resource-low_north-and-south-central-coast_>0 <_resource-low_north-east-north-west_>0 <_resource-low_central-highlands_>0 <_resource-low_mekong-delta_>0 <_resource-very-low_>0.3 <_resource-very-low_kpk_/> <_resource-very-low_red-river-delta_>0 <_resource-very-low_south-east_>0 <_resource-very-low_north-and-south-central-coast_>0 <_resource-very-low_north-east-north-west_>0 <_resource-very-low_central-highlands_>5.9 <_resource-very-low_mekong-delta_>0 <_answerId_>24973 <_countryId_>6 <_questionId_>219 <_secondCrossVarCatId_>9 <_answerSlug_>dont-knowrefused <_answerTitle_>Don't know/refused <_answerCategorySlug_/> <_answerCategoryTitle_/> <_all_>48.6 <_all_kpk_/> <_all_red-river-delta_/> <_all_south-east_/> <_all_north-and-south-central-coast_/> <_all_north-east-north-west_/> <_all_central-highlands_/> <_all_mekong-delta_/> <_resource-high_>28.8 <_resource-high_kpk_/> <_resource-high_red-river-delta_>54.2 <_resource-high_south-east_>17 <_resource-high_north-and-south-central-coast_>15.4 <_resource-high_north-east-north-west_>16.7 <_resource-high_central-highlands_>0 <_resource-high_mekong-delta_>9.1 <_resource-medium_>41.4 <_resource-medium_kpk_/> <_resource-medium_red-river-delta_>44 <_resource-medium_south-east_>42.5 <_resource-medium_north-and-south-central-coast_>34.1 <_resource-medium_north-east-north-west_>41.5 <_resource-medium_central-highlands_>43.9 <_resource-medium_mekong-delta_>42.8 <_resource-low_>59.1 <_resource-low_kpk_/> <_resource-low_red-river-delta_>72.7 <_resource-low_south-east_>66 <_resource-low_north-and-south-central-coast_>56.2 <_resource-low_north-east-north-west_>58.1 <_resource-low_central-highlands_>66.7 <_resource-low_mekong-delta_>45.4 <_resource-very-low_>55.5 <_resource-very-low_kpk_/> <_resource-very-low_red-river-delta_>85.2 <_resource-very-low_south-east_>87.1 <_resource-very-low_north-and-south-central-coast_>58.8 <_resource-very-low_north-east-north-west_>41.2 <_resource-very-low_central-highlands_>88.2 <_resource-very-low_mekong-delta_>41.9