<?xml version="1.0" encoding="utf-8"?>
<answers>
  <answer>
    <_answerId_>4806</_answerId_>
    <_countryId_>2</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>11</_secondCrossVarCatId_>
    <_answerSlug_>base-all-respondents</_answerSlug_>
    <_answerTitle_>Base : All respondents</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>5062</_all_>
    <_all_resource-high_/>
    <_all_resource-medium_/>
    <_all_resource-low_/>
    <_all_resource-very-low_/>
    <_ed-high_>2224</_ed-high_>
    <_ed-high_resource-high_>132</_ed-high_resource-high_>
    <_ed-high_resource-medium_>793</_ed-high_resource-medium_>
    <_ed-high_resource-low_>612</_ed-high_resource-low_>
    <_ed-high_resource-very-low_>347</_ed-high_resource-very-low_>
    <_ed-medium_>1895</_ed-medium_>
    <_ed-medium_resource-high_>29</_ed-medium_resource-high_>
    <_ed-medium_resource-medium_>270</_ed-medium_resource-medium_>
    <_ed-medium_resource-low_>519</_ed-medium_resource-low_>
    <_ed-medium_resource-very-low_>812</_ed-medium_resource-very-low_>
    <_ed-low_>365</_ed-low_>
    <_ed-low_resource-high_>1</_ed-low_resource-high_>
    <_ed-low_resource-medium_>14</_ed-low_resource-medium_>
    <_ed-low_resource-low_>34</_ed-low_resource-low_>
    <_ed-low_resource-very-low_>263</_ed-low_resource-very-low_>
  </answer>
  <answer>
    <_answerId_>4807</_answerId_>
    <_countryId_>2</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>11</_secondCrossVarCatId_>
    <_answerSlug_>credit-eg-loans-and-micro-credit</_answerSlug_>
    <_answerTitle_>Credit (e.g. loans and micro-credit)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>15.1</_all_>
    <_all_resource-high_/>
    <_all_resource-medium_/>
    <_all_resource-low_/>
    <_all_resource-very-low_/>
    <_ed-high_>19.7</_ed-high_>
    <_ed-high_resource-high_>14.4</_ed-high_resource-high_>
    <_ed-high_resource-medium_>26.5</_ed-high_resource-medium_>
    <_ed-high_resource-low_>18.5</_ed-high_resource-low_>
    <_ed-high_resource-very-low_>16.4</_ed-high_resource-very-low_>
    <_ed-medium_>10</_ed-medium_>
    <_ed-medium_resource-high_>17.2</_ed-medium_resource-high_>
    <_ed-medium_resource-medium_>12.2</_ed-medium_resource-medium_>
    <_ed-medium_resource-low_>13.7</_ed-medium_resource-low_>
    <_ed-medium_resource-very-low_>7.6</_ed-medium_resource-very-low_>
    <_ed-low_>8.8</_ed-low_>
    <_ed-low_resource-high_>0</_ed-low_resource-high_>
    <_ed-low_resource-medium_>21.4</_ed-low_resource-medium_>
    <_ed-low_resource-low_>14.7</_ed-low_resource-low_>
    <_ed-low_resource-very-low_>7.6</_ed-low_resource-very-low_>
  </answer>
  <answer>
    <_answerId_>4808</_answerId_>
    <_countryId_>2</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>11</_secondCrossVarCatId_>
    <_answerSlug_>insurance-including-micro-insurance</_answerSlug_>
    <_answerTitle_>Insurance  (including micro-insurance)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>38.7</_all_>
    <_all_resource-high_/>
    <_all_resource-medium_/>
    <_all_resource-low_/>
    <_all_resource-very-low_/>
    <_ed-high_>40</_ed-high_>
    <_ed-high_resource-high_>25.8</_ed-high_resource-high_>
    <_ed-high_resource-medium_>47.2</_ed-high_resource-medium_>
    <_ed-high_resource-low_>43.6</_ed-high_resource-low_>
    <_ed-high_resource-very-low_>36.3</_ed-high_resource-very-low_>
    <_ed-medium_>36.9</_ed-medium_>
    <_ed-medium_resource-high_>24.1</_ed-medium_resource-high_>
    <_ed-medium_resource-medium_>43</_ed-medium_resource-medium_>
    <_ed-medium_resource-low_>41.4</_ed-medium_resource-low_>
    <_ed-medium_resource-very-low_>37.9</_ed-medium_resource-very-low_>
    <_ed-low_>43.3</_ed-low_>
    <_ed-low_resource-high_>0</_ed-low_resource-high_>
    <_ed-low_resource-medium_>64.3</_ed-low_resource-medium_>
    <_ed-low_resource-low_>50</_ed-low_resource-low_>
    <_ed-low_resource-very-low_>43.3</_ed-low_resource-very-low_>
  </answer>
  <answer>
    <_answerId_>4809</_answerId_>
    <_countryId_>2</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>11</_secondCrossVarCatId_>
    <_answerSlug_>benefits-eg-unemployment-and-government-transfer-payments</_answerSlug_>
    <_answerTitle_>Benefits (e.g. unemployment and government transfer payments)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>11.4</_all_>
    <_all_resource-high_/>
    <_all_resource-medium_/>
    <_all_resource-low_/>
    <_all_resource-very-low_/>
    <_ed-high_>13.2</_ed-high_>
    <_ed-high_resource-high_>10.6</_ed-high_resource-high_>
    <_ed-high_resource-medium_>19.9</_ed-high_resource-medium_>
    <_ed-high_resource-low_>10.6</_ed-high_resource-low_>
    <_ed-high_resource-very-low_>8.4</_ed-high_resource-very-low_>
    <_ed-medium_>8.3</_ed-medium_>
    <_ed-medium_resource-high_>10.3</_ed-medium_resource-high_>
    <_ed-medium_resource-medium_>14.8</_ed-medium_resource-medium_>
    <_ed-medium_resource-low_>8.3</_ed-medium_resource-low_>
    <_ed-medium_resource-very-low_>6.8</_ed-medium_resource-very-low_>
    <_ed-low_>12.3</_ed-low_>
    <_ed-low_resource-high_>0</_ed-low_resource-high_>
    <_ed-low_resource-medium_>21.4</_ed-low_resource-medium_>
    <_ed-low_resource-low_>2.9</_ed-low_resource-low_>
    <_ed-low_resource-very-low_>15.2</_ed-low_resource-very-low_>
  </answer>
  <answer>
    <_answerId_>4810</_answerId_>
    <_countryId_>2</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>11</_secondCrossVarCatId_>
    <_answerSlug_>government-grants-eg-those-for-small-businesses</_answerSlug_>
    <_answerTitle_>Government grants (e.g. those for small businesses)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>7.9</_all_>
    <_all_resource-high_/>
    <_all_resource-medium_/>
    <_all_resource-low_/>
    <_all_resource-very-low_/>
    <_ed-high_>3.2</_ed-high_>
    <_ed-high_resource-high_>4.5</_ed-high_resource-high_>
    <_ed-high_resource-medium_>3.4</_ed-high_resource-medium_>
    <_ed-high_resource-low_>4.1</_ed-high_resource-low_>
    <_ed-high_resource-very-low_>3.2</_ed-high_resource-very-low_>
    <_ed-medium_>9.8</_ed-medium_>
    <_ed-medium_resource-high_>6.9</_ed-medium_resource-high_>
    <_ed-medium_resource-medium_>3</_ed-medium_resource-medium_>
    <_ed-medium_resource-low_>9.8</_ed-medium_resource-low_>
    <_ed-medium_resource-very-low_>15</_ed-medium_resource-very-low_>
    <_ed-low_>33.7</_ed-low_>
    <_ed-low_resource-high_>0</_ed-low_resource-high_>
    <_ed-low_resource-medium_>28.6</_ed-low_resource-medium_>
    <_ed-low_resource-low_>23.5</_ed-low_resource-low_>
    <_ed-low_resource-very-low_>41.4</_ed-low_resource-very-low_>
  </answer>
  <answer>
    <_answerId_>4811</_answerId_>
    <_countryId_>2</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>11</_secondCrossVarCatId_>
    <_answerSlug_>bank-and-savings-accounts</_answerSlug_>
    <_answerTitle_>Bank and savings accounts</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>53.3</_all_>
    <_all_resource-high_/>
    <_all_resource-medium_/>
    <_all_resource-low_/>
    <_all_resource-very-low_/>
    <_ed-high_>56.9</_ed-high_>
    <_ed-high_resource-high_>34.8</_ed-high_resource-high_>
    <_ed-high_resource-medium_>69.4</_ed-high_resource-medium_>
    <_ed-high_resource-low_>55.4</_ed-high_resource-low_>
    <_ed-high_resource-very-low_>55.6</_ed-high_resource-very-low_>
    <_ed-medium_>55.9</_ed-medium_>
    <_ed-medium_resource-high_>44.8</_ed-medium_resource-high_>
    <_ed-medium_resource-medium_>70.7</_ed-medium_resource-medium_>
    <_ed-medium_resource-low_>69.6</_ed-medium_resource-low_>
    <_ed-medium_resource-very-low_>50.9</_ed-medium_resource-very-low_>
    <_ed-low_>31</_ed-low_>
    <_ed-low_resource-high_>100</_ed-low_resource-high_>
    <_ed-low_resource-medium_>57.1</_ed-low_resource-medium_>
    <_ed-low_resource-low_>41.2</_ed-low_resource-low_>
    <_ed-low_resource-very-low_>25.1</_ed-low_resource-very-low_>
  </answer>
  <answer>
    <_answerId_>4812</_answerId_>
    <_countryId_>2</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>11</_secondCrossVarCatId_>
    <_answerSlug_>collective-purchasing-eg-collectively-buying-assets-and-savings-groups</_answerSlug_>
    <_answerTitle_>Collective purchasing (e.g. collectively buying assets and savings groups)</_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>8.1</_all_>
    <_all_resource-high_/>
    <_all_resource-medium_/>
    <_all_resource-low_/>
    <_all_resource-very-low_/>
    <_ed-high_>8.3</_ed-high_>
    <_ed-high_resource-high_>10.6</_ed-high_resource-high_>
    <_ed-high_resource-medium_>10.8</_ed-high_resource-medium_>
    <_ed-high_resource-low_>8.2</_ed-high_resource-low_>
    <_ed-high_resource-very-low_>5.2</_ed-high_resource-very-low_>
    <_ed-medium_>9</_ed-medium_>
    <_ed-medium_resource-high_>10.3</_ed-medium_resource-high_>
    <_ed-medium_resource-medium_>14.1</_ed-medium_resource-medium_>
    <_ed-medium_resource-low_>8.3</_ed-medium_resource-low_>
    <_ed-medium_resource-very-low_>9.1</_ed-medium_resource-very-low_>
    <_ed-low_>3.3</_ed-low_>
    <_ed-low_resource-high_>0</_ed-low_resource-high_>
    <_ed-low_resource-medium_>14.3</_ed-low_resource-medium_>
    <_ed-low_resource-low_>8.8</_ed-low_resource-low_>
    <_ed-low_resource-very-low_>1.5</_ed-low_resource-very-low_>
  </answer>
  <answer>
    <_answerId_>4813</_answerId_>
    <_countryId_>2</_countryId_>
    <_questionId_>219</_questionId_>
    <_secondCrossVarCatId_>11</_secondCrossVarCatId_>
    <_answerSlug_>dont-knowrefused</_answerSlug_>
    <_answerTitle_>Don't know/refused                                                                 </_answerTitle_>
    <_answerCategorySlug_/>
    <_answerCategoryTitle_/>
    <_all_>29.6</_all_>
    <_all_resource-high_/>
    <_all_resource-medium_/>
    <_all_resource-low_/>
    <_all_resource-very-low_/>
    <_ed-high_>27.7</_ed-high_>
    <_ed-high_resource-high_>59.8</_ed-high_resource-high_>
    <_ed-high_resource-medium_>17.7</_ed-high_resource-medium_>
    <_ed-high_resource-low_>22.7</_ed-high_resource-low_>
    <_ed-high_resource-very-low_>24.8</_ed-high_resource-very-low_>
    <_ed-medium_>27.8</_ed-medium_>
    <_ed-medium_resource-high_>51.7</_ed-medium_resource-high_>
    <_ed-medium_resource-medium_>20</_ed-medium_resource-medium_>
    <_ed-medium_resource-low_>12.7</_ed-medium_resource-low_>
    <_ed-medium_resource-very-low_>27.7</_ed-medium_resource-very-low_>
    <_ed-low_>34</_ed-low_>
    <_ed-low_resource-high_>0</_ed-low_resource-high_>
    <_ed-low_resource-medium_>7.1</_ed-low_resource-medium_>
    <_ed-low_resource-low_>17.6</_ed-low_resource-low_>
    <_ed-low_resource-very-low_>34.6</_ed-low_resource-very-low_>
  </answer>
</answers>
